401k Limit 2024 Roth And Traditional. However, there is a $7,000 annual contribution limit on iras in 2025, and people who earn more than $165,000 as single filers and $246,000 as joint filers in 2025 can not save. The contribution limit for individual retirement accounts (iras) for the 2024 tax year is $7,000.
To make a full roth ira contribution for 2025, the eligibility is an income limit. You can contribute as much as $23,000 ($30,500 if you’re at least age 50) to a 401k in 2024.
